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NEW QUESTION: 1
In estimating credit exposure for a line of credit, it is usual to consider:
A. only the value of credit exposure currently existing against the credit line as the exposure at default.
B. a fixed fraction of the line of credit to be the exposure at default even though the currently drawn amount is quite different from such a fraction.
C. the present value of the line of credit at the agreed rate of lending.
D. the full value of the credit line to be the exposure at default as the borrower has an informational advantage that will lead them to borrow fully against the credit line at the time of default.
Answer: B
Explanation:
Explanation
Choice 'a' is the correct answer. Exposures such as those to a line of credit of which only a part (or none) may be drawn at the time of assessment present a difficulty when attempting to quantify credit risk. It is not correct to take the entire amount of the line as the exposure at default, and likewise the current exposure is likely to be too aggressively low a number to consider.
While the borrower has an information advantage in that he would be aware of the deterioration in credit standing before the bank and would probably draw cash prior to default, it is unlikely that the entire amount of the line of credit would be drawn in all cases. In some cases, none may be drawn. In other cases, the bank would become aware of the situation and curtail or cancel access to the credit line in a timely fashion.
Therefore a fixed proportion of existing credit lines is considered a reasonable approximation of the exposure at default against credit lines.
NEW QUESTION: 2
You plan to implement a new Cisco Nexus 7000 Series Switch that will have N7K-F132XP-15 Fl modules.
How many fabrics modules (FAB 1) do you need to achieve the full Fl module capacity?
A. 0
B. 1
C. 2
D. 3
Answer: C
NEW QUESTION: 3
A FileMaker 13 solution has a script called MyScript that contains only the following script step:
Install OnTimer Sctipt [Hello Wotld; Interval:60]
From Window_01 the user runs MyScript and then creates a new window (Window_02). From Window_02 the user creates a new window ( Window_03).
What is the status of the script Hello World?
A. It will continue to run on Window_01 and Window_02 and Window_03.
B. It will continue to run on Window_01 until it triggers for the first time in one of the new windows.
C. It runs immediately when each new window opens.
D. It will continue to run on Window_01 but will not run on Window_02 or Window_03.
Answer: A
NEW QUESTION: 4
다른 모든 것들이 일정하고 외부 자본 요구 사항이 다음 특성 중 하나 인 기업의 경우 더 낮습니다.
A. 더 높은 판매 성장률
B. 이윤 감소
C. 낮은 자본 강도 비율
D. 낮은 머무름 비율
Answer: C
Explanation:
The capital intensity ratio is the amount of assets required per dollar of sales. External financial requirements are lower if the capital intensity ratio is low because sales can grow rapidly without much outside capital, other things held constant.
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