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  • Exam Number/Code : IT-Risk-Fundamentals
  • Exam Name : IT Risk Fundamentals Certificate Exam
  • Questions and Answers : 260 Q&As
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NEW QUESTION: 1

A. Option B
B. Option A
C. Option D
D. Option C
Answer: B

NEW QUESTION: 2
Joel has a 28-year-old client who has been promoted to the elevated position of senior software engineer
with a large, well-known, software company at her relatively young age. She has come to Joel for
investment advice, explaining to him that she is risk-averse, having been influenced by parents who grew
up in a foreign country and had little, prior to immigrating to America and working hard to achieve their
dreams for themselves and their children. She has $50,000 that she wants him to invest for her, and her
primary goal is to be able to have enough
money, beyond what she expects to have in her employer's retirement program, to return to her home
country and help others achieve their dreams. Joel explains to her that she may have to invest in riskier
securities in order to achieve her goal, but his client is adamant that she wants her portfolio to be invested
to target growth with the least risk exposure possible. Given the facts:
A. Joel should divide his client's monies among growth, aggressive growth, and foreign stock funds.
Regardless of what she says, she has a long investment horizon and can afford to take on more risk.
B. Joel should invest his client's monies in a growth fund to target her growth objective.
C. Joel should invest his client's monies in a U.S. government bond fund since she is risk-averse.
D. Joel should invest his client's monies in a fund that specializes in stocks of his client's home country to
avoid the exchange rate risk that she will be exposed to when she returns.
Answer: B
Explanation:
Because Joel's client is adamant about being risk-averse, but also desires growth, Joel
should invest his client's monies in a growth fund to target her desired objective. He should avoid the
riskier aggressive growth and foreign stock funds. Although her long-term investment horizon indicates
that she is able to tolerate more risk, her desires trump that. Investing in stocks of her home country
doesn't make sense at this point since no one knows what the future exchange rate will be. Investing in a
U.S. government bond fund has less risk, but does not target her growth objective.

NEW QUESTION: 3
Which of the following fire extinguishing systems incorporating a detection system is currently the most recommended water system for a computer room?
A. Dry pipe
B. Wet pipe
C. Preaction
D. Deluge
Answer: C
Explanation:
Explanation/Reference:
Explanation:
Preaction systems are similar to dry pipe systems in that the water is not held in the pipes, but is released when the pressurized air within the pipes is reduced. Once this happens, the pipes are filled with water, but it is not released right away. A thermal-fusible link on the sprinkler head has to melt before the water is released. The purpose of combining these two techniques is to give people more time to respond to false alarms or to small fires that can be handled by other means. Putting out a small fire with a handheld extinguisher is better than losing a lot of electrical equipment to water damage. These systems are usually used only in data processing environments rather than the whole building, because of the higher cost of these types of systems.
Incorrect Answers:
A: Wet pipe systems always contain water in the pipes and are usually discharged by temperature control- level sensors. This type is not the most recommended water system for a computer room because this system provides no time to respond to false alarms or to small fires that can be handled by other means.
Therefore, this answer is incorrect.
B: In dry pipe systems, the water is not actually held in the pipes. The water is contained in a "holding tank" until it is released. This type is not the most recommended water system for a computer room because this system provides no time to respond to false alarms or to small fires that can be handled by other means.
Therefore, this answer is incorrect.
C: A deluge system has its sprinkler heads wide open to allow a larger volume of water to be released in a shorter period. Because the water being released is in such large volumes, these systems are usually not used in data processing environments. This type is not the most recommended water system for a computer room. Therefore, this answer is incorrect.
References:
Harris, Shon, All In One CISSP Exam Guide, 6th Edition, McGraw-Hill, 2013, pp. 474-475

 

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