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金融機関は、顧客の住宅ローンを開きます。ローンのその後の内部レビュー中に、ローンをサポートするために使用される評価は、機関の承認された評価者リストに載っていない評価者によって実行されたことが注目されました。この例外は、シニアローンの引受会社によって承認されました。同じ一般的な領域からの他のローンを調べたレビューアは、ローンの価値が他の同等のプロパティよりもかなり高いように見えたことに注目しました。マネーロンダリング防止の専門家が次に推奨すべきものは次のうちどれですか？
A. 疑わしい取引レポートを提出する前に、引受人の行動を文書化します。
B. ローン引受会社が鑑定人のライセンスの有効性を確認したかどうかを判断します。
C. 引受人と鑑定人との潜在的な共謀関係について、地元の法執行機関に警告します。
D. ハイエンド不動産ローンのマネーロンダリング防止コンプライアンスについて評価者をトレーニングします。
Answer:
Explanation:
説明
https://www.fdic.gov/regulations/laws/rules/5000-4800.html
個々の取引を分析する場合、審査官は評価または評価を検討して、方法、仮定、および価値の結論が妥当かどうかを判断します。審査官はまた、査定または評価が機関の査定規則に準拠しているかどうか、監督上のガイダンスおよび機関の方針と一致しているかどうかを判断します。審査官は、機関の評価と評価を実行する人が資格を持ち、有能であり、利益相反の影響を受けないことを保証するために、機関によって取られたステップをレビューします。
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