MLO Exam, NMLS MLO Prüfungs-Guide & MLO Zertifizierung - Cads-Group

  • Exam Number/Code : MLO
  • Exam Name : Mortgage Loan Origination (SAFE MLO) Exam
  • Questions and Answers : 260 Q&As
  • Price: $ 99.00 $ 39.00
MLO

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MLO Übungsfragen: Mortgage Loan Origination (SAFE MLO) Exam & MLO Dateien Prüfungsunterlagen

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NEW QUESTION: 1
Under the Business Exemption Rule to the hearsay evidence, which of the following exceptions would have no bearing on the inadmissibility of audit logs and audit trails in a court of law?
A. You can prove no one could have changed the records/data/logs that were collected.
B. Records are collected during the regular conduct of business.
C. Records are collected by senior or executive management.
D. Records are collected at or near the time of occurrence of the act being investigated to generate automated reports.
Answer: C
Explanation:
Explanation/Reference:
Hearsay evidence is not normally admissible in court unless it has firsthand evidence that can be used to prove the evidence's accuracy, trustworthiness, and reliability like a business person who generated the computer logs and collected them.
It is important that this person generates and collects logs as a normal part of his business and not just this one time for court. It has to be a documented process that is carried out daily.
The value of evidence depends upon the genuineness and competence of the source; therefore, since record collection is not an activity likely to be performed by senior or executive management, records collected by senior or executive management are not likely to be admissible in court.
Hearsay evidence is usually not admissible in court unless it meets the Business Records Exemption rule to the Hearsay evidence.
* In certain instances computer records fall outside of the hearsay rule (e.g., business records exemption)
* Information relates to regular business activities
* Automatically computer generated data
* No human intervention
* Prove system was operating correctly
* Prove no one changed the data
If you have a documented business process and you make use of intrusion detection tools, log analysis tools, and you produce daily reports of activities, then the computer generated data might be admissible in court and would not be considered Hearsay Evidence.
Reference(s) used for this question:
HARRIS, Shon, All-In-One CISSP Certification Exam Guide, McGraw-Hill/Osborne, 2002, chapter 10: Law, Investigation, and Ethics (page 676).

NEW QUESTION: 2
You are reviewing the design of an existing fact table named factSales, which is loaded from a SQL Azure database by a SQL Server Integration Services (SSIS) package each day. The fact table has approximately 1 billion rows and is dimensioned by product, sales date, and sales time of day.

The database administrator is concerned about the growth of the database. Users report poor reporting performance against this database. Reporting requirements have recently changed and the only remaining report that uses this fact table reports sales by product name, sale month, and sale year. No other reports will be created against this table.
You need to reduce the report processing time and minimize the growth of the database.
What should you do?
A. Partition the table by product type.
B. Create an indexed view over the fact table to aggregate sales by month.
C. Change the granularity of the fact table to month.
D. Create a view over the fact table to aggregate sales by month.
Answer: C
Explanation:
Explanation/Reference:
Explanation:

NEW QUESTION: 3
-- Exhibit-
[edit protocols ospf area 0.0.0.2] user@router# show area-range 0.0.0.0/1 restrict; interface ge-0/0/1.0;
-- Exhibit --
You have an OSPF area configured as shown in the exhibit.
Which two statements are true? (Choose two.)
A. To be effective, the configuration must be used on an ASBR router.
B. The 200.0.0.0/8 prefix will not be advertised to Area 0 as a Type 3 LSA.
C. The 30.0.0.0/8 prefix will not be advertised to Area 0 as a Type 3 LS
D. To be effective, the configuration must be used on an ABR router.
Answer: C,D

NEW QUESTION: 4
Which three FlexCast Management Architecture (FMA) services form part of the Delivery Controller?
(Choose three.)
A. Credential Wallet Service
B. Broker Service
C. Desktop Service
D. Configuration Service
E. AD Identity Service
Answer: B,D,E

 

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MLO Exam, NMLS MLO Prüfungs-Guide & MLO Zertifizierung - Cads-Group


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